All sellers of pre-need funeral and cemetery merchandise and/or services are
required to be licensed by the State of Florida.
All pre need contracts must be secured by one of the following:
(1) A trust account
(2) A letter of credit
(3) An individual insurance policy
The contract will state the method of security the company is utilizing.
Trust monies are under the control of an authorized trustee.
The Division of Funeral, Cemetery and Consumer Services conducts regular
examinations of the books, accounts and records of the licensed companies to
ensure that all trusting requirements are met.
If a funeral home or cemetery goes out of business the Pre-need Funeral
Contract Consumer Protection Trust Fund will honor a claim to ensure
fulfillment of the contract at the time of need, if another company is not found
to fulfill the contract.